Commercial Construction and Insurance

No Worry Business Insurance Provided by Heritage Insurance House

Heritage Insurance opened its doors for business in 1981 offering a complete range of personal insurance, business insurance, health insurance and financial services for the Sylvania, Georgia area. Our goal is to give our clients personalized professional attention and the best protection for the fairest possible cost.

As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you’ve built is covered by a company that understands your business insurance needs.

Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that takes care of property, liability and workers’ compensation, to name a few. While property insurance covers damages to business property and products stored within the premises; liability insurance provides coverage for damages to third parties; and workers’ compensation insurance covers injuries to employees.

Commercial business insurance is an important aspect of any business that cannot be ignored especially if the business premises are leased or rented and even otherwise. Whatever your commercial insurance needs, we can design a protection program that’s right for you taking one more worry off of your list as a business owner.

One type of business insurance is Business Owner Package or BOP. Business Owners Package policy, commonly called a “BOP” contains many of the insurance coverages needed by most small businesses. While these policies are not standard, there is great variation from insurance company to insurance company; there are certain common elements. The basic BOP offers business property for both building and contents, and liability insurance protection for the operation of your business. This liability protection will generally include both the operation of your business, at its established location, and the liability from your products or completed operations.

Some, but not all of the policies, will also offer business income and extra expense protection after an insured loss. BOP policies do not contain all of the coverages needed by a small business. Notably they do not cover any workers’ compensation, professional liability, or business vehicle coverage.

When you work with Heritage Insurance House to protect your family or your business, you can rest assured you will receive personal attention and an insurance program properly designed to protect you when accidents happen.

Heritage Insurance House is compliant to the strict requirements of HIPAA (Health Insurance Portability & Accountability Act) for safeguarding personal health information by using secure encrypted website and email communications.

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